The Delta SkyMiles® Gold American Express Card is designed for travelers who want to maximize their rewards and enjoy a generous welcome bonus. With a notable introductory annual fee of $0 for the first year and then $150, this card appeals to those seeking affordable entry into travel rewards. The current welcome offer lets new cardholders earn 80,000 Bonus Miles after spending $3,000 on purchases within their first six months of card membership. Interest rates, fee structures, and terms and conditions may vary, so it’s important to review all details carefully before applying. This card typically requires good to excellent credit for approval.

How to Apply: Step-by-Step

Applying for the Delta SkyMiles® Gold American Express Card is straightforward. First, ensure you meet the recommended credit score range of good to excellent. Next, gather your personal and financial information in advance to speed up the application process.

Then, fill out the application form, providing accurate details regarding your income, employment, and housing status. Submit your completed application and await a decision, which often comes quickly if you have strong credit health.

If approved, review your cardholder agreement and the welcome packet that will detail important benefits, usage tips, and security information. Activate your card promptly and set up online account management to monitor transactions and rewards.

Card Advantages

The Delta SkyMiles® Gold American Express Card stands out with an attractive welcome bonus, making it easy to rack up points for future flights. Cardholders also earn 2x miles on Delta purchases, dining at restaurants, and at U.S. supermarkets, with 1x miles on other purchases.

This card includes extra perks like a first checked bag free, saving frequent flyers on baggage fees. Members also get priority boarding, helping to enhance the travel experience from the moment you arrive at the airport.

Downsides of the Card

Despite its appeal, the Delta SkyMiles® Gold American Express Card does have a higher annual fee after the first year, which can diminish value for infrequent travelers. Another consideration is the exclusion of premium travel perks, like access to airport lounges, which some competing cards include.

Additionally, while the rewards structure is generous for Delta spending, those looking to maximize rewards on non-travel purchases may find better value elsewhere.

Final Verdict

For frequent Delta travelers, the Delta SkyMiles® Gold American Express Card offers a compelling value through its large sign-up bonus, solid everyday rewards, and beneficial travel perks. However, occasional flyers or those seeking broader travel benefits may want to compare alternatives. Evaluate your travel habits and expenses to decide if this card fits your lifestyle and goals.