The United Explorer Card presents an appealing offer for those who travel frequently or seek generous travel rewards. The standout feature is a welcome offer of 60,000 bonus miles for new cardmembers who meet the minimum purchase requirement. With a $0 introductory annual fee for the first year, followed by a $150 annual fee thereafter, the card balances affordability with premium benefits. The variable APR ranges from 20.24% to 29.99%, depending on creditworthiness, so it’s wise to pay off balances on time to avoid high interest costs.

Cardmembers can also earn an additional 10,000 miles by adding an authorized user in the first three months. Reward points accumulate quickly—with up to 7x miles on United purchases, 5x on hotel stays through United Hotels, 2x for dining, and 1x on other purchases. Additional perks include a free checked bag, two United Club passes annually, priority boarding, and partner credits worth over $500 each year.

How to Apply for the United Explorer Card

Applying for the United Explorer Card is straightforward. Begin by preparing your personal and financial details, including income and identification information.

Complete the online application form, which usually takes a few minutes to fill out. Submit your request and await instant or near-instant approval if you qualify.

Once approved, you will receive instructions for activating your new card, allowing you to start earning points and utilize benefits immediately without delay.

If desired, you can opt to add an authorized user to secure the additional 10,000 bonus miles within the required timeframe.

Top Reasons to Get the United Explorer Card

One major benefit is the value received just for being a cardholder. The free checked bag alone can save you hundreds annually if you travel regularly.

Another advantage is the statement credits for TSA Precheck, Global Entry, or NEXUS, and the opportunity to earn substantial partner credits on purchases ranging from rideshares to hotel stays.

Potential Drawbacks to Consider

The ongoing annual fee, after the first year, is $150, which could be a deterrent for infrequent travelers or those who don’t maximize travel benefits.

Additionally, the relatively high variable APR means carrying a balance can quickly negate any rewards earned, so this card favors those who pay in full each month.

Final Verdict

The United Explorer Card stands out as a rewarding option for loyal United Airlines customers and avid travelers who will leverage its perks and annual credits. The generous bonus, travel benefits, and lack of foreign transaction fees make it a strong contender among travel credit cards. However, prospective cardholders should ensure they can justify the annual fee and manage their card responsibly to avoid high interest charges.