The United Explorer Card presents an appealing offer for frequent travelers. New cardholders can earn 60,000 bonus miles after making qualifying purchases. The card comes with a variable APR ranging between 20.24% and 29.99%, depending on creditworthiness, and offers a $0 introductory annual fee for the first year, which becomes $150 thereafter. Users should be aware of ongoing interest and fees as part of the terms and conditions.

To apply for the United Explorer Card, begin by gathering your financial information and ensuring your credit score meets typical requirements for travel cards. Complete the online application form, provide accurate details, and submit the form for a decision. If you are approved, you will receive your card and access to all advertised perks.

How to Apply for the United Explorer Card

Step 1: Prepare your personal and financial documents, including your Social Security number and income details. Step 2: Visit the United Explorer Card application page and fill out the required information. Step 3: Review the terms and conditions, paying close attention to APR, annual fees, and rewards. Step 4: Submit your application and await a decision, which typically arrives quickly. Step 5: If approved, activate your card and start using it to earn miles on qualifying purchases.

Noteworthy Advantages

One significant advantage of the United Explorer Card is its robust rewards program. Cardholders earn miles that can be redeemed for a range of United flights, helping you save on future travel. The card offers additional travel perks, including your first checked bag for free and two United Club one-time passes per year, giving you enhanced comfort during your journeys. Priority boarding streamlines the travel process, ensuring you’re among the first to board on United flights.

Important Considerations

There are a few drawbacks to consider. After the first year, the $150 annual fee applies, which may offset the value for occasional travelers. The variable APR may also be a concern if you tend to carry a balance month-to-month. Additionally, some travel perks, such as lounge access, are limited to two passes annually, and further access may incur extra costs.

Verdict: Who Should Get This Card?

The United Explorer Card is a strong contender for frequent United flyers or those who value travel-related perks. If you can maximize the bonus miles, annual credits, and use the complimentary benefits, it can justify the annual fee and add value to your travel experience. However, if you travel infrequently or prefer more flexible rewards, you may wish to consider alternative cards better suited to occasional use or broader earning categories.